Compensation Bill (HL). Lords Committee stage third day. Grand Committee off the floor of the House (Moses room).Clause 2 agreed to. Clause 3 under consideration.
Compensation Bill [HL]
Type
Parliamentary proceeding
Reference
677 c141-92GC 
Session
2005-06
Legislative stage
Committee stage
Chamber / Committee
House of Lords Grand Committee
Compensation Bill (HL). Explanatory notes HL Bill 35-EN also published
Wednesday, 2 November 2005
Bills
House of Lords
Wednesday, 2 November 2005
Bills
House of Lords
Proceeding contributions
Lord Hunt of Wirral | 677 c156GC (Link to this contribution)
I am grateful to the noble Baroness and I beg leave to withdraw the amendment.
Amendment, by leave,...
Viscount Eccles | 677 c167GC (Link to this contribution)
Before we leave this amendment, I keep reading the words from the 7th report of the Delegated Powers...
Show all contributions (90)
Lord Hunt of Wirral | 677 c162GC (Link to this contribution)
But it will not happen to the Minister. I recall that in New South Wales a similar reform to that wh...
Lord Hunt of Wirral | 677 c173-4GC (Link to this contribution)
I am very grateful to the Minister. I wonder whether there is a way of bringing these services under...
Lord Hunt of Wirral | 677 c180GC (Link to this contribution)
I thank the Minister for that response. She has said that the FSA does not wish to take this on, and...
Baroness Ashton of Upholland | 677 c178-80GC (Link to this contribution)
I am grateful to the noble Lord, Lord Hunt, for setting out so clearly his vision for the regulator,...
Baroness Ashton of Upholland | 677 c186GC (Link to this contribution)
I am grateful to the noble Lord for raising an entirely valid point; consumer protection is paramoun...
Viscount Eccles | 677 c186GC (Link to this contribution)
It might be a good opportunity to ask two questions about claims management services and the profess...
Baroness Ashton of Upholland | 677 c148GC (Link to this contribution)
I could not agree more with the noble Lord, Lord Hunt, on transparency of cost being critical for th...
Lord Hunt of Wirral | 677 c147-8GC (Link to this contribution)
I greatly welcome the Minister’s positive response, but I want to press her on one or two points. In...
Lord Hunt of Wirral | 677 c162GC (Link to this contribution)
I am very grateful to the noble Baroness. It is interesting that there are differing views about the...
Baroness Ashton of Upholland | 677 c157GC (Link to this contribution)
The Division is in the Commons. I think we are all right. It showed briefly on the monitor as a Lord...
Lord Goodhart | 677 c157GC (Link to this contribution)
The Division is in the Commons
Baroness Ashton of Upholland | 677 c161-2GC (Link to this contribution)
I am grateful to the noble Lord for explaining what is behind the amendment. I will focus my remarks...
Lord Hunt of Wirral | 677 c158GC (Link to this contribution)
I am very happy to accept that kind offer. I beg leave to withdraw the amendment.
Amendment, by lea...
Lord Hunt of Wirral | 677 c151GC (Link to this contribution)
I am very grateful to the noble Lord. This is a rough and ready mechanism because, whatever words ar...
Baroness Ashton of Upholland | 677 c151-3GC (Link to this contribution)
I am glad that the noble Lord, Lord Hunt, mentioned the name of the town because it saves me having ...
Baroness Ashton of Upholland | 677 c167GC (Link to this contribution)
The implication of what I said is that if we look at our deliberations in Committee and at what I ha...
Lord Hunt of Wirral | 677 c167GC (Link to this contribution)
Perhaps I may add to that by agreeing with my noble friend. I was concerned when the noble Baroness ...
Baroness Ashton of Upholland | 677 c171GC (Link to this contribution)
In which case I shall not respond to it. I was not sure whether the noble Lord was wrapping up—
Lord Tordoff | 677 c168GC (Link to this contribution)
The Division Bell is ringing for a Division in the Chamber. We will therefore adjourn for 10 minutes...
Lord Hunt of Wirral | 677 c168GC (Link to this contribution)
moved Amendment No. 34:"Page 2, line 22, at end insert ““or other””"
The noble Lord said: This is a...
Lord Hunt of Wirral | 677 c165GC (Link to this contribution)
I am very grateful to the noble Lord, Lord Goodhart, and my noble friend Lord Eccles for their suppo...
Lord Hunt of Wirral | 677 c172-3GC (Link to this contribution)
I have become aware of this sort of problem emerging in the credit rehabilitation arena. I have mere...
Lord Tordoff | 677 c172GC (Link to this contribution)
There is another Division, so we will adjourn for a minimum of 10 minutes.
[The Sitting was suspend...
Baroness Ashton of Upholland | 677 c174GC (Link to this contribution)
It may well be. I am very happy to take the issue away, have a look at it and come back to the Commi...
Lord Hunt of Wirral | 677 c174-5GC (Link to this contribution)
I have had one or two exchanges with the noble Lord, Lord Goodhart. He generally succeeds in convinc...
Lord Goodhart | 677 c178GC (Link to this contribution)
I have no hesitation in supporting what the noble Lord, Lord Hunt of Wirral, has said. It seems enti...
Lord Hunt of Wirral | 677 c180-1GC (Link to this contribution)
If I may quote from the comments made earlier by the noble Baroness, we will hear about this before ...
Lord Tordoff | 677 c180GC (Link to this contribution)
A Division has been called in the Chamber. We will adjourn for 10 minutes.
[The Sitting was suspend...
Baroness Ashton of Upholland | 677 c191-2GC (Link to this contribution)
It is a smallish number of companies, but trade unions are not included in that. They are not compan...
Baroness Ashton of Upholland | 677 c190GC (Link to this contribution)
I shall try to shed some light on this. We have tried to incorporate in the Bill what we call a funn...
Baroness Ashton of Upholland | 677 c184GC (Link to this contribution)
I am grateful to the noble Viscount. I understand that there is an arm’s length relationship between...
Baroness Ashton of Upholland | 677 c184GC (Link to this contribution)
In fairness to the body, we said that there was no question that in order for it to become the regul...
Lord Hunt of Wirral | 677 c184-5GC (Link to this contribution)
I am delighted that I have this opportunity to pay tribute to the wise words of the noble Lord, Lord...
Baroness Ashton of Upholland | 677 c185GC (Link to this contribution)
I am pleased that the noble Lord is grateful, but the work is already underway. As he would expect, ...
Lord Goodhart | 677 c183GC (Link to this contribution)
Is the noble Baroness likely to be in a position to give us an indication of who or what the regulat...
Baroness Ashton of Upholland | 677 c144-7GC (Link to this contribution)
I am very grateful to the noble Lord, Lord Hunt, for, as always, opening our discussions by setting ...
Lord Hunt of Wirral | 677 c141-4GC (Link to this contribution)
moved Amendment No. 27A:"Page 2, line 2, after ““by”” insert ““the Secretary of State under the tran...
Viscount Allenby of Megiddo | 677 c157GC (Link to this contribution)
A Division is called on the Floor of the House. We will therefore adjourn for 10 minutes and reassem...
Lord Hunt of Wirral | 677 c159-61GC (Link to this contribution)
moved Amendment No. 31:"Page 2, line 12, at end insert—"
““( ) for the avoidance of doubt, ““c...
Baroness Ashton of Upholland | 677 c155-6GC (Link to this contribution)
I am grateful to the noble Lord. I agree with his sentiment on his latter point, and I will give as ...
Lord Goodhart | 677 c151GC (Link to this contribution)
I have a great deal of sympathy with the principle behind the amendment moved by the noble Lord, Lor...
Viscount Eccles | 677 c153GC (Link to this contribution)
I support some of the Minister’s remarks. We might be in danger of taking the consumer for granted a...
Lord Hunt of Wirral | 677 c154-5GC (Link to this contribution)
I agree with my noble friend Lord Eccles that we have to be targeted and focused—those are the two r...
Baroness Ashton of Upholland | 677 c153-4GC (Link to this contribution)
I thank the noble Viscount for that intervention. To a large degree, I agree it is important to be p...
Baroness Ashton of Upholland | 677 c170-1GC (Link to this contribution)
I am grateful to the noble Lord for raising these issues. I completely agree with the principle behi...
Lord Hunt of Wirral | 677 c171GC (Link to this contribution)
I am so sorry. I have not moved Amendment No. 35. I had omitted it and I was going to deal with it n...
Lord Hunt of Wirral | 677 c168-70GC (Link to this contribution)
I believe I have just said that no one should underestimate the breadth of the problem. As I see it,...
Baroness Ashton of Upholland | 677 c162GC (Link to this contribution)
We all know what happened to her.
Lord Hunt of Wirral | 677 c166GC (Link to this contribution)
I should like to clarify one or two further points. The noble Baroness has on several occasions made...
Viscount Eccles | 677 c164GC (Link to this contribution)
I, too, support the general direction of the amendment. I notice that in the memorandum from the dep...
Lord Hunt of Wirral | 677 c171-2GC (Link to this contribution)
moved Amendment No. 35:"Page 2, line 24, after ““another,”” insert—"
““( ) any service offered...
Lord Goodhart | 677 c174GC (Link to this contribution)
Might it not be that contracts of this kind might be caught by the Unfair Terms in Consumer Contract...
Baroness Ashton of Upholland | 677 c180GC (Link to this contribution)
I have not ruled out the FSA. I sought to make the point that we have talked to the appropriate pote...
Lord Hunt of Wirral | 677 c180GC (Link to this contribution)
I seek just to make the point that I hope the Minister will keep an open mind about whether the FSA ...
Lord Tordoff | 677 c180GC (Link to this contribution)
The noble Lord, Lord Hunt, was winding up his remarks on Amendment No. 36.
Baroness Ashton of Upholland | 677 c192GC (Link to this contribution)
This may be a convenient moment for the Committee to adjourn until next Monday at 3.30 pm.
Lord Hunt of Wirral | 677 c192GC (Link to this contribution)
I am greatly assisted by the noble Baroness in that further clarification. But this is a subject to ...
Lord Hunt of Wirral | 677 c190-1GC (Link to this contribution)
This has been an interesting debate, which cannot come to a conclusion. The more that I have listene...
Viscount Eccles | 677 c184GC (Link to this contribution)
Will the Minister comment on one issue. As the Bill is drafted,"““The Regulator shall . . . comply w...
Lord Goodhart | 677 c184GC (Link to this contribution)
I am grateful to the noble Baroness for the somewhat limited comfort she has given me on this, but I...
Lord Goodhart | 677 c185GC (Link to this contribution)
I am grateful to the noble Viscount, Lord Eccles, and to the noble Lord, Lord Hunt, for their suppor...
Baroness Ashton of Upholland | 677 c182-3GC (Link to this contribution)
I thank the noble Lord, Lord Goodhart, for his explanation of this group of amendments. I say at the...
Lord Goodhart | 677 c186-7GC (Link to this contribution)
The noble Viscount raised an interesting point. I can envisage that there could be some cases in whi...
Lord Hunt of Wirral | 677 c189GC (Link to this contribution)
I want to refer to a point made by the noble Lord, Lord Goodhart, which is that we are here dealing ...
Lord Hunt of Wirral | 677 c189-90GC (Link to this contribution)
That is a good point. I will be guided by the noble Baroness, but as I understand it the sector prov...
Lord Hunt of Wirral | 677 c156-7GC (Link to this contribution)
moved Amendment No. 29:"Page 2, line 6, leave out from second ““claim”” to ““whether”” in line 7 and...
Viscount Allenby of Megiddo | 677 c157GC (Link to this contribution)
I apologise to the Committee. Initially it was shown as in the House of Lords and now it has been ch...
Baroness Ashton of Upholland | 677 c157-8GC (Link to this contribution)
We are all right and we can carry on, unless we want to pop along to the Commons and vote. The Deput...
Lord Hunt of Wirral | 677 c149-51GC (Link to this contribution)
moved Amendment No. 28:"Page 2, line 4, after second ““services”” insert ““provided to persons resid...
Lord Hunt of Wirral | 677 c148-9GC (Link to this contribution)
What can I say? I asked the noble Baroness to give me assurances and she immediately did so. The Com...
Lord Hunt of Wirral | 677 c167-8GC (Link to this contribution)
I agree that that has been the effect of the Minister’s past behaviour and performance and I look fo...
Baroness Ashton of Upholland | 677 c166GC (Link to this contribution)
I am not sure that I told the noble Lord that I would give him the draft regulations before Report. ...
Baroness Ashton of Upholland | 677 c166-7GC (Link to this contribution)
I could not agree more with the noble Lord. My ambition is, as soon as we have finished Committee, t...
Lord Hunt of Wirral | 677 c162-4GC (Link to this contribution)
moved Amendment No. 32:"Page 2, line 14, leave out paragraph (e)."
The noble Lord said: It may be u...
Lord Goodhart | 677 c164GC (Link to this contribution)
I support Amendment No. 32. This Bill has had an exceptionally negative response from the Delegated ...
Baroness Ashton of Upholland | 677 c164-5GC (Link to this contribution)
I am grateful to Members of the Committee for their attempts to look again at this area. The noble L...
Lord Hunt of Wirral | 677 c171GC (Link to this contribution)
I know the noble Baroness believes, as I do, that we think along the same lines, but I have not yet ...
Baroness Ashton of Upholland | 677 c173GC (Link to this contribution)
I am grateful to the noble Lord for moving his amendment. Without question, credit rehabilitation fa...
Baroness Ashton of Upholland | 677 c174GC (Link to this contribution)
I am very grateful to the noble Lord. I was going to suggest that if he could pass on the informatio...
Lord Hunt of Wirral | 677 c175-8GC (Link to this contribution)
moved Amendment No. 36:"Page 2, line 35, leave out ““may”” and insert ““shall””"
The noble Lord sai...
Lord Goodhart | 677 c181-2GC (Link to this contribution)
moved Amendment No. 37:"Page 2, line 35, leave out ““designate a person”” and insert ““establish an ...
Viscount Eccles | 677 c190GC (Link to this contribution)
On a very specific point; is an insurance broker not a claims management service provider?
Baroness Ashton of Upholland | 677 c183-4GC (Link to this contribution)
Certainly. It is my ambition that by the Report stage, the noble Lord will have information about wh...
Lord Hunt of Wirral | 677 c187-8GC (Link to this contribution)
moved Amendment No. 40:"Page 2, line 42, leave out paragraph (b) and insert—"
““(b) is independe...
Baroness Ashton of Upholland | 677 c188-9GC (Link to this contribution)
I am grateful to the noble Lord for explaining what he seeks to do. I was not aware that I was suppo...
Viscount Eccles | 677 c189GC (Link to this contribution)
I have a problem, because we are intending to deal with claims management companies, but I do not kn...
Lord Goodhart | 677 c185-6GC (Link to this contribution)
moved Amendment No. 39:"Page 2, line 41, at end insert—"
““( ) is competent to ensure that the...
Baroness Ashton of Upholland | 677 c186GC (Link to this contribution)
The FSA regulates insurance companies, so I am not sure that quite meets the point. In terms of the ...
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