Consumer Rights Bill

I was just checking that the Chair is awake. I rise to move Amendment 46A in my name and that of ...

My Lords, I support Amendment 46A, which covers a matter that I raised in Second Reading. The Gov...

My Lords, this is the first time that I have taken to the Floor during discussions on the service...

My Lords, I thank the noble Baroness. She said that today was her first time speaking on this mat...

Moved by

Baroness Hayter of Kentish Town

46B: Clause 49, page 30, line 23, at end ins...

My Lords, in moving the amendment in the names of my noble friend Lord Stevenson and myself—I do ...

My Lords, I had not intended to intervene and before doing so I ought to explain that, as a latec...

My Lords, I support Amendment 46B. I have spoken frequently on the issue of fiduciary duty and th...

My Lords, I thank the noble Baroness, Lady Hayter, for her knowledge and for her experience of th...

I tell her that frequently.

However, if I may, I shall think about that one, as it probably goes a little bit beyond today’s ...

My Lords, I thank the Minister for that. I hope that it convinced her; I fear that it did not con...

Before the noble Baroness, Lady Hayter, sits down, perhaps I could clarify her point about FCA ru...

That is interesting, and I will try to find out how many court cases have been taken as a result....

Moved by

The Earl of Lytton

47: Clause 50, page 30, line 30, after “is” insert “reaso...

My Lords, I shall speak also to Amendments 48 and 49, which are in the same group. I wish to addr...

My Lords, first, I thank the noble Earl for his thoughtful and very clear contribution to the deb...

My Lords, I thank the Minister for that explanation. I will go away and think about it. The words...

Amendment 48A will be moved by the noble Baroness, Lady Hayter of Kentish Town.

Amendment 4...

Moved by

Baroness King of Bow

48A: Clause 50, page 30, line 33, at end insert—

...

I am very happy to be mistaken for my noble friend, not least because she has about 15 years more...

My Lords, as was said when we discussed point-of-sale information for goods last Monday, the Gove...

I thank the Minister for her reply. The whole purpose of our amendment is to ensure that customer...

Moved by

Baroness King of Bow

48B: Clause 50, page 30, line 33, at end insert—

...

My Lords, Amendment 48B would ensure that full costs are provided to consumers before the sale ta...

My Lords, I have considerable sympathy with the amendment, but I am not sure that I would advocat...

My Lords, I have some sympathy with the noble Baroness. Who wants to upset their mother? My mothe...

My Lords, I thank the noble Baroness, Lady King of Bow, and the noble Earl, Lord Lytton. I apprec...

My Lords, it has been an interesting discussion that has taken in some clear old favourites, with...

Moved by

Baroness Hayter of Kentish Town

48C: Clause 50, page 30, line 37, after “tra...

The amendment stands in my name and that of my noble friend Lord Stevenson of Balmacara. It seeks...

My Lords, I thank the noble Baroness for her comments. We have heard a lot today about the import...

I thank the Minister for that. If she were worried only about the application of the amendment to...

Moved by

Baroness Hayter of Kentish Town

49A: Clause 50, page 31, line 7, at end inse...

My Lords, Amendment 49A is about mid-term changes to a contract. Therefore, this is not about thi...

My Lords, I thank the noble Baroness for her comments. Clause 50(4) protects a consumer from detr...

I thank the Minister for her explanation. We are not really talking about buildings and builders....

On the Bank of Ireland matter, that is an issue for the FCA and it is not really for me to commen...

That would be helpful. Clearly, what that letter said was, “Shucks, it wasn’t unfair—pay up”. Tha...

I call Amendment 49B, in the name of the noble Baroness, Lady Hayter of Kentish Town.

Amend...

Moved by

Baroness Hayter of Kentish Town

49B: Clause 51, page 31, line 13, leave out ...

Before the Deputy Chairman arrived, I warned the Committee that it was going to hear an awful lot...

My Lords, I support Amendment 49B. Information and transparency, although not sufficient, are ess...

My Lords, I am afraid that you have also heard a lot of my voice. I was hoping for some Divisions...

To go back to the Minister’s point about the fairness and the reasonableness that have to be met,...

I thank the noble Baroness, Lady Crawley, for her intervention and for bringing the whole issue t...

My Lords, I hesitate to intervene. This may be the first time that I have intervened on the Bill,...

I am grateful to the noble Lord, Lord Harris, for his intervention. It is great to have the tradi...

My Lords, my question was: how do the Government anticipate that the regulations that they are in...

I had not appreciated that the noble Lord wanted to talk in particular about price comparison sit...

I think these are hidden in plain sight. It probably did say, “If you go on holiday and you don’t...

One area that my noble friend Lady Jolly touched on today, and which we have discussed before, is...

That is helpful. I know that one of the Ministers said that the implementation group would look a...

Moved by

Lord Hodgson of Astley Abbotts

50: Clause 51, page 31, line 19, at end inser...

My Lords, Amendment 50 is a very broad, sweeping but probing amendment. It is designed to tease o...

My Lords, before getting back to the issue of paper bills, I hope that I will not be out of order...

Amendment 53, which we shall discuss at the next meeting of the Committee, is a much better focus...

Moved by

Baroness Hayter of Kentish Town

50ZA: Clause 51, line 3, leave out “no more ...

I have never heard the noble Lord, Lord Hodgson, describe himself as a butcher before, but he tal...

My Lords, I support Amendment 50. I have an elderly father who is 91 and who has recently been ex...

My Lords, Members of the Committee have highlighted a number of categories of people for whom thi...

My Lords, I am grateful to my noble friend Lord Hodgson for his amendment and for bringing up an ...

It is not entirely a debate for another day. I understand the arguments but the Minister is sayin...

I note what the noble Lord said. That is a fair but difficult logic. His points are well made. Pe...

I am pleased, surprised and grateful to the Minister for telling me that I do get information abo...

My Lords, this may be a convenient moment for the Committee to adjourn.