Financial Services Bill

That is apart from my noble friend Lady Hayter. I am not a lawyer, but even if I were what would worry me about the whole thing is that, at the end of the day, I still could not be sure that this new Bill, created by way of amendments, has got it right. We will know whether it is right only when the lawyers finish dealing with the law in the courts. For the moment, I have grave doubts about whether this way of doing things is right. I apologise to the House for this Committee stage speech, but this is a very unsatisfactory situation.