Lifelong Learning (Higher Education Fee Limits) Bill

Does my hon. Friend agree that some of the contributions about debt, particularly, I regret to say, from Opposition Members, have been very unhelpful? I have found that the best advice has often come from Martin Lewis, who is very widely trusted on these things. Going to university or taking on any course, as people could under the Bill, should not be seen as a debt in the traditional sense of the term; it operates for UK-based people much more like a graduate tax than actual debt, and that framing is far more important, because that will encourage people into learning, rather than discourage them.