Pensions Bill

This group of amendments contains a long list of disparate topics. To give the House a feel for w...

I thank the Minister very much for the announcement that he will consider a 0.75% cap in the cons...

My hon. Friend is right. The consultation document discusses what should be included in the charg...

If that is the case for Australia—and I looked very closely at Ms Reynolds’ comments—why are the ...

I do not see any incompatibility. The specific finding in Australia that independent trustees are...

I am grateful to the Minister for his positive comments. I take the point that the pension aspect...

In someone else’s legislation—[Laughter.] Just between ourselves, I encourage the hon. Lady to ke...

Silver bullets.

Apparently he is searching for silver bullets. In any case, we are already seeing consolidation. ...

Does the hon. Gentleman not accept that to enable privatisations to go ahead—we are not just talk...

Just to be clear, new clause 7 makes a specific suggestion regarding a private sector employer go...

I am sorry to take my hon. Friend back to annuities, but I have been reflecting on his remarks. I...

Although the ABI code, for example, no longer requires the providers to send the application form...

I have been contacted by a number of constituents who are in difficulties because of the current ...

My particular responsibility is automatic enrolment. We are about to put 10 million people into m...

Will the Minister explain what the position will be with regard to the cap for those who are in t...

I am grateful to the Chair of the Select Committee. As she knows, the PPF scheme is funded by the...

I have listened closely to the Minister. When one listens to him, particularly on pension charges...

Hear, hear!

That is a lesson in not posing a rhetorical question. Whatever my hon. Friend believes, I do not ...

My hon. Friend is making an excellent speech. I recognise that the Minister is sincere in his int...

I thank my hon. Friend for her shrewd intervention.

The Minister has been slow to understan...

indicated assent.

It seems that he is, and that is fair enough. I myself am not. Musicals are not my thing. He quot...

The hon. Gentleman is making a thoughtful contribution, but what he seems to be saying is that if...

I thank the Minister for that thoughtful intervention. I am coming on to the issue of the charge ...

I have just come back into the Chamber, but since the hon. Gentleman mentions the 40 Tory Members...

My letter has not had the desired effect. I thought that Madam Deputy Speaker called me “Greg Mul...

I beg the hon. Gentleman’s pardon. That was my mistake. Perhaps the hon. Member for Leeds North W...

Thank you, Madam Deputy Speaker. I was not sure whether I had misheard or whether the hon. Member...

I am glad that my hon. Friend is speaking up for savers. He is raising issues that have already b...

Gregg McClymont!

Thank you, Madam Deputy Speaker. That was beautifully pronounced, which is what I would expect fr...

The hon. Gentleman’s central thesis seems to be that he should claim credit for Labour’s 2008 aut...

The Minister took a similar approach when he talked about stakeholders. I shall say more about th...

The hon. Gentleman talks about policy mistakes of the Thatcher Government and about previous Gove...

I assume the hon. Gentleman is referring to the decision to remove the dividend—[Interruption.] I...

A few minutes ago, the hon. Gentleman rebuked me for saying that engagement was important, becaus...

That is not what I was saying, and I will explain why. I am not surprised by the Minister’s respo...

Does my hon. Friend make a distinction between a scheme with trustees and one under which the mem...

My hon. Friend makes a very good point. The logic of moving to a system in which every scheme has...

I am listening to the hon. Gentleman’s argument, and it seems to me that all his points should be...

I do not disagree with any of that, apart from the fact that the chance to take the necessary ste...

Order. I appreciate that the hon. Gentleman is addressing a great many issues in this group of cl...

Thank you for that wise advice, Madam Deputy Speaker. I was somewhat sidetracked by the excellent...

This is the first time I have made a speech while you have been in the Chair, Madam Deputy Speake...

Does the hon. Gentleman also consider that a pension pot is a deferred income and should be treat...

The hon. Gentleman is right in the sense that all savings are ultimately deferred income. If he i...

There is a joke in that somewhere, but I will not go there. I was just struck that the hon. Gentl...

The shadow Minister must learn to be more precise in what he says. His letter referred to

‘...

This is all very curious, because the front cover of the document refers to “40 Policy Ideas from...

Order. We are straying somewhat from the amendments and new clauses before us. If there is a diff...

I welcome your advice, Madam Deputy Speaker.

Before the shadow Minister intervened, I had b...

It might benefit the House to know that the measure in the Bill to which my hon. Friend refers is...

I am grateful to the Minister for that clarification. If I understand it correctly, the employer ...

indicated assent.

I am glad to see the Minister nodding on that.

Like the hon. Gentleman, I have nuclear power stations in my constituency—Hunterston A, which is ...

That is an interesting point. The answer is yes, but they are not in the hundreds. They come in t...

I have tabled new clause 12 and amendments 54 and 55 in order to highlight the need for the Depar...

I want to speak on Opposition new clause 11 on annuities. The scandal of annuities was widespread...

I will keep my remarks brief. Other Members wish to speak to amendments, so I will ensure I give ...

rose—

I will of course allow the hon. Gentleman to intervene. Perhaps he will acknowledge that improvem...

The hon. Gentleman has referred to me as being among “Les Misérables”. Is he aware that I am Scot...

I had the great pleasure of living in Scotland for three years—two years in Glasgow. When I moved...

Order. I suggest we move on to new clause 1 at some point.

Thank you, Mr Deputy Speaker. May I remind the House what the improvements to auto-enrolment will...

In the short time available to me, I wish to focus on the issue of protected persons, which was r...

My hon. Friend the Member for North Ayrshire and Arran (Katy Clark) has addressed the spirit of n...

The hon. Gentleman is obviously very knowledgeable about the history of the matter. Can he point ...

Let me deal with that. Incidents such as insolvency are often not predicted by Government. So wha...

I am grateful for the chance to respond to the debate. I hope the House will forgive me if I focu...

I thank the Minister for giving way to me again: he is being very generous with his time. Is he n...

That was powerfully put, if I may say so. However, the hon. Gentleman is trying to portray a work...

rose—

I will certainly give way to the hon. Gentleman, but will he just clarify this? He mentioned in h...

I cannot respond at length as this is an intervention, but the Minister continues not to understa...

I would love to say that clarified matters. Let me put this challenge to the hon. Gentleman. He s...

The Minister says he wants to take great action through a cap on charges, but after