I will give way. In fact, I was just about the quote the hon. Gentleman. He said:
“If we want people genuinely to prepare for their pensions, we need to give them the maximum amount of information. Just suggesting that it is good practice without putting in place any requirement is the wrong thing to do.”––[Official Report, Public Service Pensions Public Bill Committee, 22 November 2012; c. 455.]
It gives me great pleasure to give way to the hon. Gentleman.