Financial Services Bill

My Lords, the ingenuity of my noble friend Lord Eccles in raising so many issues in the context of a may/must amendment leaves me speechless. My Amendment 4 in this group is, as the Minister pointed out, the may/shall amendment. I had hoped that we would have one of those debates where the Minister would talk about the necessity of having flexibility and I would say how important it was to have certainty, but the Government have come along and trumped my amendment with their may/must amendment. I will of course accept that; it is a perfectly acceptable response to my amendment.