Welsh Affairs

I have had to go to the banks as well. The hon. Member for Brecon and Radnorshire (Mr. Williams) makes an important point. There is an argument, for example, that we should be involving finance companies that deal with the car industry. That is superficially attractive, but we must bear in mind that that most cars nowadays—86 per cent., I think—are not made in Britain. In a sense, we are financing other countries by doing that, although that is perhaps an over-simplification. It is not an easy issue. However, his general point—that we must somehow encourage people to buy cars—is valid.