Animals Act 1971 (Amendment) Bill

I hear what the hon. Gentleman says, but if I were running an insurance company, I would be talking about potential amounts rather than the actual amounts. To go back to the earlier part of my contribution, we do not know how someone whose finger has been bitten off through a letterbox or who has been trampled by a horse and crippled could get any of the liability, but it appears that insurance companies are charging for such claims anyway, even though they may never have to look after such a case.