Climate Change Bill [HL]

I come back to the Minister’s first response; I understand and am quite happy with the second part. What if you are a farmer? One example given by my noble friend concerned foot and mouth disease and the burning of livestock. Surely the Minister would agree that, at the moment, it is not possible to get proportionate insurance against that sort of liability. Indeed, the Minister has a consultation out with the livestock industry at the moment, looking at how cost sharing can happen in the future. His statement is, if he will forgive me for saying so, a bit broad in accepting that it is always possible to take out insurance and for that to be affordable. In some cases—including flooding, which is not a good example—it is not possible to get insurance coverage. Some people or companies might well be jeopardised by these provisions in the Bill.