Climate Change

I fully share the emphasis that the hon. Gentleman places on energy efficiency, but I want to be clear about the precise meaning in terms of the GreenHouse package of the proposed policy that he is discussing. From reading his stimulating pamphlet, it is my understanding that the message to my constituents is that the Liberal Democrats would require them to take out a loan of between £5,000 and £10,000 from the local utility company, which will then have a charge over their property while they pay it off. Is that really the hon. Gentleman’s intention, or have I got that wrong?