Pensions Reform

My hon. Friend is right. However, my concern is that to achieve consensus in the country we must ensure that people accept that the White Paper is fair. At the moment, people in certain constituencies may miss out on the options on pensions that we are putting forward. It has been suggested that a new body should oversee the pensions decisions that we make to ensure that they fit in with what happens in the next 10 or 20 years. Certain organisations are pushing hard for a permanent pensions commission to ensure that our proposals on treating people fairly in future are realised. A few issues remain to be addressed, but on the whole I welcome the White Paper. I am particularly delighted that women and carers are at the heart of it.