Pensions Reform

I genuinely did not intend to interrupt the hon. Gentleman’s speech, but let me point two things out to him. On the state second pension, the argument in favour of moving to flat rating is clearly set out in the Turner report—we have accepted those recommendations—so nothing is being done in a hidden or covert way. The argument is clear and profound. Let me ensure that the hon. Gentleman understands the situation regarding ADIs. The proposal represents a way of funding what is effectively a redistribution in the state pension system and tackling the problem to which the hon. Member for Strangford (Mrs. Robinson) referred, thus ensuring that more women have a direct entitlement to a full basic state pension. The money is being not withdrawn from the pension system, but used in a more intelligent way that reflects modern family relationships and modern life. I hope that the hon. Gentleman will be able to support the proposal. We are not doing anything secretly or covertly, because everything is out in the open. If I had the reference for the pages of the White Paper that explain all that, he could find the detail there.