Pensions Reform

My hon. Friend makes the extremely important point that whatever people today think about consensus—we would all like to find a consensus—any variant of the scheme will work only if it proves to be affordable in the medium term. Is not the worrying thing about the scheme the fact that it is sketchy about how affordable it will be in the next decade, when compound arithmetic starts to work against both the Government and the taxpayer, as well as the people who are asked to contribute?