My Lords, I congratulate the noble Lord, Lord Lipsey, on securing this debate. It is, perhaps, a slightly strange moment to have it, being right in the middle of the call for evidence to which he referred, which closes on 8 October. We might have perhaps had the debate when we had made a bit more progress, as he indicated—but so be it.
I remind your Lordships of my interests and inform your Lordships of my employer.