My Lords I have put my name to this amendment in the names of the noble Baronesses, Lady Jones of Whitchurch and Lady Hayman of Ullock. The noble Baroness, Lady Hayman, has comprehensively introduced this amendment. I have added my name as someone who was once leader of a council, which had and still has large areas of flooding on a regular basis. In some cases, the same land and businesses were flooded year after year.
I will not rehearse the details of the flooding during the winter of 2014, but I mention that, after action was taken by the Government and Environment Agency, major works took place in an attempt to prevent flooding of such a serious nature in future. This is welcome, but is of little comfort to those who lost everything from flooding in the first place.
Flooding from rising water is devastating. It can be immediate, with a town or village and properties being submerged in a matter of minutes from catastrophic water flow from continuous rainfall and run-off from higher ground. It can also be slow and insidious, as in the case where rainfall has swollen the local rivers, and householders and the Environment Agency watch the rising water with trepidation, knowing that at some stage the banks will be breached, the muddy waters will engulf their homes, the sewers will overflow and drinking water will be contaminated. We have all seen the television coverage of such incidents, but we may not have experienced the smell, nor had to wade through the slime covering the floor of our lounge or kitchen.
The noble Baroness, Lady Hayman of Ullock, asked why flooding does not have greater prominence in the Bill and I share her concerns. The noble Baroness, Lady McIntosh, spoke of the hazards of developments on flood plains which, if built since 2009, are not covered by insurance. The noble Baroness, Lady Bennett of Manor Castle, also raised the dangers of building on flood plains. It is time that developers in this process provide their own insurance to those living in homes that they have built on flood plains. The noble Baroness, Lady Bennett, also gave some excellent examples of flood protection measures, including beavers—some have been introduced into Cornwall.
The amendment is extensive. Flood risk reports are important. The areas liable to flood are well documented and it is now possible to assess the number of people and households at risk from flooding and to take action to mitigate the risk, thereby reversing the possibility of flooding. The Committee on Climate Change, the Environment Agency, local drainage boards and others
on the ground in an area should be consulted to share their first-hand knowledge with the Secretary of State in preparing flood risk reports.
The Government must take action, as this matter is very serious, and so bring some reassurance to flood risk areas that they are not forgotten and that measures are being taken to help protect them. Catchment plans are a vital tool in flood prevention measures, which are needed to protect people.
I fully support this amendment and look forward to a favourable response from the Minister on this critical issue.