My Lords, I shall refer initially to insurance and then to the wider issue of fitness to practise. Like the noble Baroness, Lady Noakes, I am slightly scratching my head about the overall requirement on indemnity, but I understand the point. I also understand that there is a mix among professions on the need for indemnity insurance. My grandfather, who was a farrier, had it; he would have been unlikely to have clients unless he was insured but it was not a requirement, and that is often the case for sole traders. There is a second category where you cannot be registered with a professional or trade body unless you are part of a wider indemnity programme or scheme. There will be others, such as social work, where indemnity is a requirement for practising.
Where this requirement exists, especially in medical professions and social work, for example, the noble Lord, Lord Lansley, may have a point but, more widely, it comes down to the Minister’s case that there is complexity all around. However, there are very good reasons why there are certain requirements in certain professions, some set out in regulations and others within the statutory provision. In one of his letters in response to questions that I raised as to why it seemed that health professions’ regulations were being contradicted here, the Minister said that the Government’s approach would be bespoke for the medical professions. That is our point: elements of this will require certain types of response in certain statutory provisions that are linked directly to the specific needs of the profession, or groups of professions, in that field—especially in the case of medical professions where public safety, not trade or economic benefit, is paramount. However, we know that the Government’s imperative in this Bill is an economic one—it is demand-led and shortage-led.
In his letter to the noble Lord, Lord Lansley, and in his response, the Minister has been quite clear: if the Government consider that people are paying too much for UK professions, they want to obligate regulators to open the tap to new, foreign applicants. That is the intent and, therefore, the links with standards and public safety are tricky. The Minister knows me well
enough not just to take my word for it, so let me quote from the Government’s document, the Delegated Powers and Regulatory Reform Committee memorandum. In paragraph 16 regarding the powers in Clause 1, the initial memorandum—not the second one referred to by the noble Lord, Lord Lansley—says:
“Where the power is used in relation to a profession, the specified regulator will be obligated to consider applications for recognition from individuals with qualifications and experience, from every country in the world, and to provide a decision in line with the conditions set out in 001, and any other further requirements in the relevant regulations.”
The autonomy that we often hear about from the Minister is not apparent in the Government’s own document because the specified regulator will be “obligated to consider applications”.
When it comes to the application itself and the decision on it, the other provisions in Clause 1 could be forced on the regulator. This brings me to the wider point on which I agree with the noble Lord. There is no consideration of fitness to practise. It is essential that fitness to practise is consistent for the GMC, the medical professions and others that fall into the category where the Minister does not know if they are “in or oot” of the Bill, as we would say in the borders. If you are not in a statutory regulatory profession such as plumbing, and you wish to make sure that everybody’s gas boilers are safe in this country, which is essential, then you have to be registered with Gas Safe; it used to be the Corgi mechanism.
Qualifications are one thing, and fitness to practise is also considered there, but it is now a core element within the medical professions. On the first day in Committee, I asked a question of the Minister to which I have not yet had a reply, about where in the requirements on regulators the Government would insist that they have to take fitness to practise into consideration when it comes to criminal records. There are certain offences in the UK where, if someone has a conviction, they cannot apply for recognition of their qualification to practise; if they commit that offence while on the register, they are struck off it.
Nothing in the Bill would have UK regulators asking an equivalent requirement of a foreign applicant, so we would have a bizarre situation. We have left the EU, where this requirement was under the EU directive, and where we were able to seamlessly access the EU’s criminal data; this is now lost. We now have a very odd situation where the Government seem to suggest that, if there is a shortage of a profession, and there is demand, a UK applicant’s fitness to practise—including the requirement to look at a criminal record and judge them on that—stays, but for a foreign applicant, from any other country in the world, the regulator is obligated to consider their application without doing a fitness to practise check.
That is, I believe, untenable. The Government will have to reflect on this and bring forward their own amendments to ensure fitness to practise. Indemnity is not just for insurance but contributes to ensuring that those working for our medical professions and public services are safe to do so, for the sake of the public. I hope that the Government will consider this very carefully.