My Lords, I first declare my interests as a partner in the global law firm DAC Beachcroft, and as set out in the register. I support these regulations. The structure of a modest tariff for a modest injury is exactly what was anticipated when what is now the Civil Liability Act was debated in Parliament in 2018. I therefore agree with my noble friend the Minister that the tariff is set at the right level to reflect what these cases are really worth.
The Judicial College Guidelines do not tell us what hundreds of thousands of simple, low-value claims settle for outside court. The JCG also do not exercise any form of control. They simply record what other judges previously thought over the years and uprate for inflation. The number can go up but never slip back, as the guidelines themselves admit.
I will raise just one further point with the Minister, which I made to his predecessor during the passage of the Bill, about other minor injuries outside the tariff. The value of these other minor injuries is not the subject of any tariff so can he provide an assurance that, where they fall to be assessed alongside the tariff, their value will not suddenly become disproportionate to the main whiplash injury?
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