I thank all noble Lords, and in particular the noble Lord, Lord Wolfson, in his new role as Minister. I congratulate him on the extensive use of the word “balance”; it was used more times than I have ever heard it used in a speech in my lifetime. “Balance” suggests that the opposite is somehow division, but I strongly stress that there is a lot of unity within the sector, in that landlords’ and tenants’ organisations alike say that some kind of support package is desperately needed.
The Minister made a very coherent argument against loans but most noble Lords were talking about the use of grants. When he writes to noble Lords, I look forward to him writing to me about that and about taking up the invitation set up by Citizens Advice to sit down with some of the affected family groups.
The House has already given a view on this and therefore I will not move my amendment.