My Lords, I am grateful to both noble Lords who have taken part in this debate. I agree with the noble Baroness, Lady Kramer. I do not want a no-deal scenario any more than she does. The Explanatory Memorandum at paragraph 7.2 explains all that we are doing to move away from no deal by seeking a,
“deep and special future partnership with the EU … greater in scope and ambition than any such agreement before and”,
that encompasses “financial services”.