My Lords, I do not plan to make a speech; I simply want to put on record the terrible fear that has been conveyed to me by sick and disabled people at the prospect of what we are doing here today. It is very easy for us to sit here, comfortable and secure, and just pass another clause to another Bill—but for these people it is terrifying, and that terror and fear has been conveyed to me. What they face is inevitable debt. They may be people who have not been in debt before; they hate debt and are frightened of it—and of the loss of their homes. As the noble Lord, Lord Low, rightly said, this is a truly black day for these people. That is a glib phrase, some might say, but it is terribly real for people up and down the country.
I, too, applaud the Minister for what he has done to ameliorate in some small ways what I regard as the truly terrible actions of, I would say, the Treasury in imposing these cuts on the most vulnerable people in our society. I just want to pose one question to the Minister. Will he monitor the number of suicides in the year following the introduction of this cut? I am certain that there will be people who cannot face the debts and the loss of their homes and who will take their lives. If the monitoring shows what I believe this cut will do, will he assure the House that he will seriously consider reviewing this action?