My Lords, although my name is not shown on this amendment, I should like to support it because, as the noble Baroness, Lady Meacher, said, it is very important.
There are two reasons why it should be reasonably straightforward for the Government to fulfil the proposal in this amendment. The first is that local authorities have health and well-being boards that are charged with a duty to assess the general health and well-being of their area, so a structure exists. The second is that a wealth of research has been undertaken connecting well-being with poverty. The amendment talks about the impact of rent arrears, for perfectly good reasons. Of course, the issue is more generally debt and rent levels, to which the noble Baroness, Lady Meacher, has drawn attention; this is clearly an important contributory factor. However, it is not just a financial issue. Too often, Governments look at the question of well-being and think it relates to rents and to the financial issues surrounding the payment of rents. There is a huge wealth of evidence that suggests that it is a well-being issue. Governments have to address the matter from that perspective. Citizens Advice has produced statistics on payday loans and the rise in the work of loan sharks, which it says has gone up 10 times since 2008. This matters. Politicians and Governments have a duty to ensure that the population is not exposed to higher levels of mental and physical ill health, driven by poor diet because money does not exist in the household, to ensure that its health and well-being is being protected.
This is a perfectly reasonable amendment. Delivering it is the kind of thing Governments exist for. If Governments do not do it, I am not entirely sure who should. In my view, Parliament has a duty to examine this on an annual basis and to assess whether health and well-being is being impacted upon negatively by the fact that debt levels and rent arrears are rising.