I advise the noble Lord, Lord Palmer, and the House that 70% of audits being outsourced —if that is the word—has been the case for a long time; it is not a sudden decision. Secondly, I apologise for possibly misleading the House: the £1 billion saving I mentioned in relation to the value-for-money studies was actually £2 billion, and the £1 billion has been raised under the fraud initiative.
3.50 pm