Nearly four years after the terrible Grenfell disaster, it is shameful that people are still living in unsafe buildings. More than 50% of blocks identified as having unsafe cladding have either not started or not completed remediation. That is causing sleepless nights for many across the country and deep anxiety about the threat of huge financial costs. The Government have failed to step in to protect leaseholders. The Minister said that these issues should be dealt with in another piece of legislation, but that comes across to the public as simply an excuse to kick these issues further down the road. As other Members have said, they are affecting our constituents now and should be tackled now.
I speak in support of the amendments in the names of the Leader of the Opposition, my hon. Friend the Member for Vauxhall (Florence Eshalomi) and the hon. Members for Stevenage (Stephen McPartland) and for Southampton, Itchen (Royston Smith). Although the Government announced additional funding for cladding remediation on 10 February, leaseholders living in buildings under 18 metres will still have to cover some cladding-related costs. The fund fails to cover the huge cost of rectifying other fire safety defects and the necessary interim safety measures. According to the UK Cladding Action Group, the average total cost of building remediation for cladding and other fire safety defects is £49,000. The group states that 33% of affected flat owners earn £35,000 or less a year. Those people cannot afford to cover the cost of high interim safety measures, excessive insurance premiums, the Government’s piecemeal loan scheme for buildings under 18 metres with cladding or the huge cost of remediating other fire safety defects.
Luton South constituents have told me that living with the threat to their safety and facing exorbitant remediation costs has severely impacted their mental health. Some are on the brink of bankruptcy as they are unable to cover the cost or sell their homes. That is an issue across the country. Seventeen per cent. of respondents to an Inside Housing survey said that they are exploring bankrupts.
Let us be clear who we are talking about. The people affected are social workers, teachers, nurses and other key workers in our communities. Many are first-time buyers. It is unjust to leave leaseholders to bear the costs. Leaseholders bought their properties in good faith, and were unaware of the failures of the regulatory system. The Government must deliver on their promise to keep the public safe by urgently remediating the remaining unsafe buildings, ensuring that leaseholders do not have to foot the bill and implementing the recommendations from phase 1 of the Grenfell tower inquiry.