It is a pleasure to follow my hon. Friend the Member for City of Chester (Christian Matheson) and all the other excellent contributions from Members of this House over the past seven hours.
Having a secure place to live is absolutely fundamental to the ability to lead an enjoyable, law-abiding and productive life, yet there is nothing in this Queen’s Speech to deal with the housing crisis. Britain’s housing crisis is at the root of the failure of this wealthy country to be the country people want it to be—not just the most vulnerable but a growing proportion of working people who can hardly afford their private sector rents and do not expect ever to be able to afford to buy their own house.
If a person is homeless, they will have far worse health and will cost the NHS far more than the average housed person. A homeless person is less likely to hold down a job, will have to rely on benefits and will not be paying taxes. Homeless people are more likely to fall
into addiction to drugs or alcohol or both and to commit petty crimes to feed their addiction. Then, if they are convicted and imprisoned, they are far more likely to be thrown back out on to the streets than in other European countries. It is no coincidence that the lack of a comprehensive and coherent housing regime for ex-offenders goes hand in hand with one of the highest rates of reoffending in Europe. Unless we are willing to house ex-offenders, we are most certainly not being tough on the causes of crime.
Councils across Britain are spending more than £93 million a year on emergency bed-and-breakfast accommodation for homeless households—nearly 10 times more than in 2010. The massive increase we have seen in homelessness under this Government is a direct result of their policy decisions—in particular, the freezing of local housing allowance since 2016. Now, in 97% of England, including Ipswich, even if someone receives the maximum LHA, it will not cover all their rent and they will have to make up the difference using money meant for food, heating or clothing.
Being made homeless is a devastating event for families. Being placed in so-called bed-and-breakfast accommodation seriously limits a family’s ability to live their lives. Children cannot study; parents cannot relax; very often visitors are not allowed; it is like being in prison.
I am immensely proud that Ipswich Borough Council has built its own temporary accommodation for more than 80 households, in two main purpose-built units, built since Labour took control of the council in 2011. They are high-quality, safe flats with support and counselling, and staff are on site 24 hours a day, 365 days a year, giving residents help to get back on their feet and find permanent housing. That is clearly better than leaving families to rot in bed and breakfasts. I found it particularly shocking that Conservative councillors in Ipswich tried to stir up local opposition to the more recent of those units being built. Campaigning against accommodation for homeless families is, alas, not the only action that Conservatives have taken against Ipswich Borough Council’s attempts to deal with our housing crisis.
When families are homeless, what they need is a permanent home. Unless and until we build at least 1 million homes with affordable rents and a landlord who is democratically accountable to both the tenants and the wider community—in short, council homes—far too many young families will continue to struggle, with huge proportions of their income disappearing into ever increasing private rents, or end up camping in their parents’ homes, often having to share a bedroom with their children or sleep on a sofa in the living room.
Labour will build those homes. Labour councils such as Ipswich are already building some of those homes, but the current Government are not facilitating that building programme—far from it. Not only have they kept housing allowance down, reducing the rent income available to finance more building, but they have now increased the Public Works Loan Board rate by 50%, which will knock a huge hole in the business plans of all the councils that are trying to build homes. What was the point of removing the HRA borrowing cap with one hand, if they then make it too expensive to borrow with the other?
Even when Ipswich Borough Council has found the land and the finance to build some of those homes, the Government have found other ways to stop it. There are
97 families in Ipswich who do not have the good-quality, affordable rented homes that they would have had if my Conservative predecessor had not called in the development of that estate because he thought there was too much affordable rented property. Even now, the most recent proposed council housing estate in Ipswich will have fewer homes for rent and will have to include houses for sale that are almost certainly too expensive for the families who most need them, just to meet the private sales quota set by this Government.
Housing is a human need. The Government will never be able to deliver all the other public services people need if they do not also deliver good-quality housing for all. It is disgraceful that there is nothing in this Queen’s Speech to deal with it.
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