ATM Closures

My hon. Friend anticipates my next point. If an ATM is removed, it costs between £7,000 and £10,0...

I am extremely glad that the hon. Gentleman is making an issue of the distance between ATMs. My c...

I thank the hon. Gentleman for making that point. He came along to an event I held in conjunction...

I congratulate the hon. Gentleman on securing this timely debate. Does he agree that in coastal t...

The hon. Gentleman is absolutely right. He makes an excellent point about the existing pressure o...

I thank my hon. Friend for bringing forward this important debate. My very rural constituency is ...

My hon. Friend is absolutely right. When I met the PSR, it seemed wholly satisfied with listening...

Does my hon. Friend agree that another challenge is the fact that in many communities there simpl...

My hon. Friend is right. My constituency is neither rural nor a city; there are new-build towns t...

The debate can last until 11 o’clock, and five Members want to catch my eye. We have about 40 min...

It is a pleasure to serve under your chairmanship, Mr Hollobone. I thank the hon. Member for Ruth...

What if someone living in the hon. Lady’s constituency, or in my Caithness, Sutherland and Easter...

The hon. Gentleman is right. With declining public transport provision in rural communities, if s...

Does the hon. Lady agree that one of the challenges is that LINK, when it makes these decisions, ...

I agree. That is why I want to talk about how important it is to do impact assessments before we ...

I know that my hon. Friend is drawing her speech to a close, but she is talking about impact stat...

I thank my hon. Friend for his intervention. I know his constituency very well, both the geograph...

It is a pleasure to speak in this debate. I congratulate the hon. Member for Rutherglen and Hamil...

Does the hon. Gentleman agree that it is not just bank closures but post office closures that hav...

The hon. Lady is absolutely right. We have not had so many post office closures in my constituenc...

Does my hon. Friend agree that the fact that between 150 and 250 ATMs are closing per month in No...

My hon. Friend makes a salient evidential point, which contributes greatly to the debate. The rem...

Does my hon. Friend agree that the other statistic we should bear in mind is that the number of c...

My hon. Friend illustrates clearly where the focus is moving as more people use contactless payme...

It is a pleasure to serve under your chairmanship, Mr Hollobone. I congratulate the hon. Member f...

My hon. Friend makes a powerful point. Does he agree that banks are speaking with a little bit of...

I absolutely agree. That issue came up at the two public meetings I have held in Lossiemouth and ...

I am grateful to you, Mr Hollobone, for allowing me to speak in this important debate. It was a p...

It is a pleasure to serve under your chairmanship, Mr Hollobone. I congratulate my hon. Friend th...

We now come to the Front Bench speeches, beginning with Patricia Gibson for the Scottish National...

I thank the hon. Member for Rutherglen and Hamilton West (Ged Killen) for bringing this important...

Will the hon. Lady give way?

I will not give way. I will proceed.

So far, 2018 has seen 670 local bank branches closing ...

rose—

I am hoping the Minister will heed the calls he has heard from all parts of Westminster Hall toda...

It is a pleasure to serve under your chairmanship, Mr Hollobone. I congratulate my hon. Friend th...

It is a pleasure to serve under your chairmanship, Mr Hollobone. I thank the hon. Member for Ruth...

The Minister says that there has certainly been a downturn in the use of cash, but I remind him t...

I acknowledge that we are not seeing the end of cash. The challenge is how we adapt to the differ...

I am grateful to the Minister for his courtesy in giving way—a courtesy that was sadly lacking in...

In response to his earlier request, the Government are aware of the Valuation Office Agency’s rul...

The Minister talks about the importance of keeping an ATM in rural and deprived areas. The diffic...

It is obviously difficult for me to comment on each of our 64,400 ATMs, but the hon. Lady makes a...

Will the Minister give way?

Yes; I have a bit of extra time.

The Minister mentioned the Payment Systems Regulator, so before he moves on I want to ask whether...

I will come on to talk about the powers of the Payment Systems Regulator, which I have met. My ju...

I thank hon. Members for taking part in this debate; I was encouraged to see so many people first...