Housing and Social Security

May I put it to the right hon. Gentleman that the last thing people want to see now is parties turning this into a party-political argument? It would be equally easy for us to point out that the present Government inherited the 2006 regulations from his Government. If there has been a failure of regulation, I think that it is shared. I think that what the public want to see is the House taking a full and shared collective responsibility for what has happened and putting it right, rather than Members trying to accuse each other in order to score political points.