I am cognisant of the fact that, certainly in my own area, there are fewer firefighters than there were some years ago. I do not have a single full-time firefighter in my constituency of 300 square miles, and this is an opportunity to pay tribute to the retained firefighters who help their communities. I assure the hon. Gentleman that there have been conversations with the DCLG and, now, the Home Office.
I have covered the point that we expect sustainable drainage in new developments. On governance, I flag up the role of the regional flood and coastal board, and a lot of that work is covered by the regional flood and coastal committees, which comprise a number of different stakeholders.
Several hon. Members raised the issue of insurance. The Flood Re scheme has been a good success, but I recognise what Members said about businesses, which is why we have worked hard to get the British Insurance Brokers Association to bring a product to market. I encourage all hon. Members to make businesses aware of that fact. If people feel that, having been offered a quotation for a specialist policy, they are still struggling, I would like to be made aware of it. I want to look at that in detail, but I am not able to promise today that we will have another Flood Re for businesses because the
basis of Flood Re is that it is time-limited. It is a principle of general taxation that we share resources across the country and, to some extent, that is what has been extended with the Flood Re scheme, through which every insurance policy carries a premium to help with flooding.
I recently visited Mytholmroyd in the Calder valley, and some businesses there are moving. Admittedly they are moving about 200 yards, but they are moving and appropriate defences are being established.