Flooding: Ribble Valley

The hon. Gentleman’s heartfelt and passionate speech reminds me of what happened in my constituency a year ago. On the subject of businesses being affected by floods, many businesses in Newton Stewart in my constituency now face excesses of more than £15,000 and cannot get cost-effective insurance. Will he join me in trying to persuade the Association of British Insurers to extend the Flood Re scheme to small businesses? At present that scheme covers only individuals, so it is of no solace to small businesses that stand on the edge of a precipice.