I agree that they are important. The best people to choose the quality of the materials, and to make sure that they are of the highest possible standard, are the people who will live in those dwellings, not somebody else working to a profit margin, which is why more self-build and custom house building will result in higher quality.
I said earlier that I agreed with the hon. Lady on the subject of the local voice. I support the Bill because we need more local voice. The fundamental problem we face is that when people oppose development, they do so not because they want to see their family in trouble or not having somewhere to live. I have yet to meet the woman who wants her daughter or granddaughter to live in a ditch, and I do not think I am going to meet that person. They oppose development because they feel that local people have no say—no voice—in what gets built, where it is built, what it looks like or who has the first chance to live there. If we change that, we change the conversation completely.
Another reason why self-build and custom house building driven by customers is so important is that instead of opposition, it is met with local acceptance. I know that the chairs of many parish councils want to see dwellings in their local areas designed by local people for local people, to help local people. Of course, that also has the benefit of helping local house builders—local small and medium-sized enterprises, rather than large combines such as Persimmon, which are interested only in the bonus pool, which will result in 150 top managers getting a £600 million bonus pot, if they do reasonably well; it will be larger than that if they do very well. That business, like the banks, has been propped
up by huge amounts—many billions of pounds—of taxpayers’ money through Help to Buy and various other schemes. I would rather see that money going into higher-quality materials, better thermal performance and bigger spaces.
The fundamental question, which we have not been very good at answering so far, is why we have a shortage. People give different answers. We have heard about the lack of planning resource, although we have thousands of unbuilt extant planning permissions, so the reason can hardly be planning by itself. We often hear that there is a lack of land. Only 1.2% of the land area of this country is taken up with houses. The Ministry of Defence alone has 2% of the land area of the UK. There are more golf courses in Surrey than there are houses. The problem is not planning per se; it is a lack of accessible land, a lack of financeable propositions, rather than a lack of finance, and a planning model that is broken.
If we want to correct that, we need to put customers at the heart of that model—people who will live in those dwellings. The way to do that is to separate the business of placemaking—all the things that I am sure the hon. Lady would agree with: creating places that are well served, well designed, well run, well governed and well connected—from the business of building houses on infrastructure that is already in place, with well serviced plots that have all the things that we would expect, including fibre to the premises, water, gas and so on, provided by one of the many hundreds of suppliers. There is a growing market of people out there who are willing to supply the house that people want, rather than what a very small number of large companies are telling people that they want. We need to put the customer at the centre, as in all other successful markets. That is the way that we will solve the housing crisis.7.55 pm