The hon. Gentleman in part repeated a question that was asked earlier, and I refer him to my previous answer. I will turn to other issues later, given the opportunity to make progress with my speech.
We need a pensions system that recognises the changes that have been made, in the same way that we have responded to the need to support older workers in the labour market. We have abolished the default retirement age and extended the right to request flexible working to all employees, and we are working with businesses to encourage the employment and retention of older workers.