I had better continue, as I still have several of points to which I need to respond.
The Finance Bill provides further certainty for the people of this country by legislating for the income tax and VAT elements of the tax lock in clauses 1 and 2, which delivers our manifesto commitment to rule out in law any increases in the main rates of income tax, VAT or national insurance for the duration of this Parliament.
Finally, the Finance Bill recognises and rewards the natural aspiration to own your own home not just as a place to live, but as a piece of security, an asset to invest in through your working life, to take with you into retirement and one day to be able to pass on to your children.