G20

The hon. Lady is absolutely right that remittances are a critical source of income for poor people in the poorest countries and they really do help with the reduction of poverty. Action by the G20 has been a success, resulting in the decrease of the G20 average cost from around 10% to 7.5%, but more needs to be done. Of course the problem she highlights, where remittances are particularly difficult for some countries such as Somalia, relates to the issues I dealt with in the previous question about the need to build capacity in these countries, including through honest banks and honest Governments, so that people can get the remittances they deserve.