I understand the point about the timing of the guidance, and I will discuss that in my speech. The pensions Minister has said:
“Face-to-face, the Chancellor used that phrase, and we will honour that, of course. But if face-to-face means individuals sitting down for an hour with someone every-where in the country, that would be very, very expensive. Face-to-face could involve groups, for example; a lot of the conversation’s generic.”
Some people may have concerns about what is being referred to in terms of guidance. Will the Minister give us some further information at this stage?