I do not know whether it is parliamentary to say this, but I am gobsmacked by that response. I thought the whole aim and purpose of the Government’s scheme was to encourage people to buy a home. It just so happens that 90% of my city is below sea level and on a floodplain, so someone who buys a property in Hull will probably be faced with it not being in the Flood Re scheme, yet the Government are still encouraging people to buy homes there. I am grateful for that at least—they have not abandoned Hull completely—but there is a problem with their Flood Re scheme.
The National Association of Home Builders estimates that 5 million homes around the country will not be covered by the Flood Re scheme, and the insurance firm Hiscox has in the past few weeks called for the deal to be made universal. As I have said, Hull, 90% of which is a flood risk, is currently protected, but it could be better protected still with more adequate investment and by ensuring access to affordable insurance cover. With that in place, Hull and other flood-risk areas have a viable economic future with a functioning property market and a strong business sector.
With climate change leading to rising water levels and more frequent volatile weather, the scientific advice is that flooding will occur more regularly in a larger proportion of the country. This small country cannot write off the major towns, cities and areas of farmland that are now at risk of more regular flooding. Yes, there are limits on what we can afford to do, but we need to think too about the limits on what we can afford not to do.
The free market and little England approach does not equip us to face these issues. Climate change deniers such as those in the UK Independence party also do not help. They want to wreck Hull’s hopes for wind turbine jobs and send them abroad. Some of its members even appear to hold the view that same-sex marriage is responsible for the flooding.
Let us turn a major problem into an opportunity for economic growth. We could invest in flood defence infrastructure and support renewable energy with a balanced energy policy so that we meet our future energy needs in a way that also combats climate change.
6.21 pm