I am pleased that we have this opportunity to discuss flooding today, because 37,7000 homes in my constituency are at risk. I saw the pain, misery and damage caused by flooding when we were hit in Hull in June 2007. At that time, 8,600 households were affected, and 6,300 people had to move into temporary accommodation, including 1,400 who were accommodated in caravans for months afterwards as their homes were dried out, cleaned up and repaired, often after lengthy dealings with insurers.
I feel very sorry for all those people who are going through the trauma of flooding now. Until people go through it, they do not understand the awfulness of it, and the problems do not end when the floodwaters have receded. The anxiety, distress and depression will carry on for those families for months and years. I have met children who told me that they became anxious when they saw the heavy rain, because they thought that they might have to leave their homes again, or that they would not be able to get to school. I pay tribute to the National Flood Forum for the support that it offers to families after the floodwaters have receded.
We all recognise the importance of investment in flood defences. After the 2007 floods, I remember the Liberal Democrats, who were in control of the council
in Hull, complaining that the Labour Government’s increased flood defence spending was not enough. However, it has now been confirmed that flood defence investment has fallen under this Lib Dem-Tory coalition. With estimates for the clear-up and repair costs from the recent flooding running at £1 billion, those cuts look like a classic example of a false economy.
In December 2013, an estimated 260 homes and businesses in Hull were flooded again following the east coast tidal surge. I want to ask the Government some questions about their response to the recent floods, and their provision of discretionary assistance to homes and businesses hit by that flooding. Initially, there seemed to be lots of Cobra meetings but very little action, whereas in June 2007, Hull heard about the extra flood aid in just two weeks and we had an early visit from the Prime Minister as well. After the December east coast tidal surge, it took two months, and the playing fields of Eton to be flooded, before Hull heard about the extra £5,000 help for homes and businesses.
Why does the current support for householders go only to home owners and not to tenants? As I understand it, the money has to be spent on flood resilience measures. Will the Minister explain how that will be checked? Will councils also be able to get money for the properties they own? Can every householder pool money to pay for more substantial flood resilience measures, where a local community wants to do that?
There seemed, again, to be confusion about whether Hull businesses would be covered by the business support scheme and about whether there is a cap on the business support that will be given. The guidance suggests that grants should be about £2,500 and that more than £5,000 should not be given out. Several large manufacturing firms in Hull were flooded, with expensive equipment destroyed. I understand that the council will be allocating the funds, so will it have discretion to offer more help, especially to those types of company that may easily be able to relocate internationally? In addition, why have the Government not applied for European Union assistance for flood-hit communities?
I have been raising and discussing the issue of flood insurance for many years. Last June, the Government finally announced the Flood Re scheme that is to replace the previous Government’s statement of principles. As we know, Flood Re excludes, retrospectively, homes completed since January 2009.