Consumer Rights Bill

Those issues are covered by insolvency legislation, which we hope to review later in this Parliament. I am aware of the hon. Lady’s close involvement in the Farepak victims’ case, on which she has worked with my Department and helped a great deal with. The issue that has been triggered is whether we should change the order of claims of creditors. We have looked at this sympathetically. The danger is that by promoting one group of creditors, another, perhaps equally worthy, is subordinated. We have not yet found a satisfactory way of reordering creditor claims that everybody would accept as fair and just. I am aware of the Farepak problems, but we have made quite a lot of progress in that case.