I thank the Leader of the House for his fitting tribute to the brave soldier from 3rd Battalion the Mercian Regiment, the Staffords. Our thoughts and prayers are with his family, friends and fellow Mercians.
May we have a debate on the responsibility of banks for the way in which their financial products are sold by agents? My constituent, Mr Locke, was sold a product by an agent for Barclays in such a way that, without his knowledge, he was unable to claim the protection of section 75 of the Consumer Credit Act 1974 when the service was not delivered in the way that had been promised.