UK Parliament / Open data

Consumer Credit Regulation

Adjournment debate on Tuesday, 9 November 2010, in the House of Commons, led by Stella Creasy. The answering member was Lord Willetts.
Westminster Hall adjournment debate on consumer credit regulation.
Type
Parliamentary proceeding
Reference
518 c21-47WH 
Session
2010-12
Chamber / Committee
Westminster Hall
Proceeding contributions
Stella Creasy | 518 c26WH (Link to this contribution) My hon. Friend is exactly right. There are many examples overseas from which we can learn, and I hop...
David Lammy | 518 c26-7WH (Link to this contribution) Is not my hon. Friend trying to make the point that in communities such as ours—Tottenham is next do...

Show all contributions (65)
Stella Creasy | 518 c27-8WH (Link to this contribution) My right hon. Friend is absolutely right. We know that it is possible to intervene effectively in su...
Lord Willetts | 518 c28WH (Link to this contribution) The hon. Lady makes much play of the evidence from individual American states. Does she accept that ...
Fiona O'Donnell | 518 c25WH (Link to this contribution) Has my hon. Friend heard today's news that the Government will not be proceeding with the people's b...
Stella Creasy | 518 c25WH (Link to this contribution) I thank the hon. Gentleman for his point. I will certainly come to that, as there is concern about h...
Susan Elan Jones | 518 c26WH (Link to this contribution) Does my hon. Friend accept that other jurisdictions such as Canada and the American state of Ohio, w...
Andrew Bridgen | 518 c25WH (Link to this contribution) Some 10 years ago, I raised the crucial point of the capping of interest rates on loans to vulnerabl...
Stella Creasy | 518 c23-5WH (Link to this contribution) My right hon. Friend makes an incredibly important point. With local authorities facing cuts of 25% ...
Neil Carmichael | 518 c31WH (Link to this contribution) Has the hon. Lady considered the implications of the Bill of Sale Act 1878, which effectively enable...
Stella Creasy | 518 c31WH (Link to this contribution) The hon. Gentleman makes a fair comment. The point behind today's debate is that there is overwhelmi...
Stella Creasy | 518 c30-1WH (Link to this contribution) My hon. Friend is absolutely right and makes exactly the point I wanted to mention about how importa...
Rachel Reeves | 518 c30WH (Link to this contribution) I thank my hon. Friend for securing the debate and I know that many of my constituents will be watch...
Stella Creasy | 518 c29-30WH (Link to this contribution) As ever, my hon. Friend makes an incredibly practical and important point on these issues, which I s...
Derek Twigg | 518 c29WH (Link to this contribution) I congratulate my hon. Friend on a powerful and excellent speech. When considering help for such fam...
Stella Creasy | 518 c29WH (Link to this contribution) I would be interested if the hon. Gentleman could produce evidence for that, as opposed to making a ...
Andrew Bridgen | 518 c29WH (Link to this contribution) I am extremely sympathetic to the hon. Lady's aims and cause. However, does she agree that some of t...
Stella Creasy | 518 c29WH (Link to this contribution) The Minister expresses concern about the nature of federal government in America, but he ignores the...
Stella Creasy | 518 c21-3WH (Link to this contribution) I have tabled this debate for a simple reason. As a new MP, it seems to me to be the best way to get...
Andrew Smith | 518 c23WH (Link to this contribution) I congratulate my hon. Friend on securing this very important debate and on campaigning so vigorousl...
Chris Evans | 518 c43WH (Link to this contribution) I have just watched the ““Jeremy Kyle Show””—I do not want to recommend that to anybody and I cannot...
Gareth Thomas | 518 c43WH (Link to this contribution) I will not comment on my hon. Friend's television viewing habits, other than to say that I know he h...
Justin Tomlinson | 518 c42WH (Link to this contribution) My hon. Friend makes a really important point. According to a survey carried out by the Nationwide B...
Gareth Thomas | 518 c42WH (Link to this contribution) I join others who have spoken in commending my hon. Friend the Member for Walthamstow (Stella Creasy...
Justin Tomlinson | 518 c42WH (Link to this contribution) I will be exceptionally brief. My huge notes have been cut back dramatically, and I will focus on on...
Andrew Percy | 518 c42WH (Link to this contribution) It is really important to get financial education into our schools because one of the big problems w...
Baroness Burt of Solihull | 518 c41WH (Link to this contribution) A burglar might have a lot of expertise in telling us how to keep our homes safe, so it is important...
Stella Creasy | 518 c41WH (Link to this contribution) Does the hon. Lady share my concern that listening to the Finance and Leasing Association on how to ...
Gareth Thomas | 518 c44-5WH (Link to this contribution) Forgive me but, given the time, I will not. The hon. Member for East Hampshire raised the question ...
Lord Willetts | 518 c45-6WH (Link to this contribution) We all wish to thank the hon. Member for Walthamstow (Stella Creasy) for securing this important deb...
Chris Evans | 518 c46WH (Link to this contribution) When I visited a branch of Lloyds TSB recently, I was told that a major problem was that if good cus...
Gareth Thomas | 518 c43-4WH (Link to this contribution) I trust that the Minister will clarify his intentions on that. The review should look at the three s...
Justin Tomlinson | 518 c44WH (Link to this contribution) On giving access to debt advice, my constituency office is working with debt agencies to train our s...
Gareth Thomas | 518 c44WH (Link to this contribution) I commend the hon. Gentleman's work on that, and I hope he will bring his experiences to his all-par...
Richard Graham | 518 c44WH (Link to this contribution) Will the hon. Gentleman give way?
Damian Hinds | 518 c43WH (Link to this contribution) There seems to have been a tiny bit of confusion earlier about the nature of the review to which the...
Gareth Thomas | 518 c43WH (Link to this contribution) As the hon. Gentleman says, there has been a broader call for evidence. I hope the Minister will use...
Stella Creasy | 518 c43WH (Link to this contribution) I am sure my hon. Friend will agree that it is one thing to ask the question, but the challenge is t...
Gareth Thomas | 518 c35WH (Link to this contribution) I do not seek to make a partisan point, but will the hon. Gentleman join me nevertheless in asking t...
Damian Hinds | 518 c35-6WH (Link to this contribution) I am sure the Minister has heard the question and made a note of it. What I will say about the growt...
Stella Creasy | 518 c31-2WH (Link to this contribution) My hon. Friend makes an incredibly fair point. I certainly hope that the Minister will address that,...
Damian Hinds | 518 c32-5WH (Link to this contribution) I congratulate the hon. Member for Walthamstow (Stella Creasy) on the clear, in many ways convincing...
Henry Smith | 518 c36WH (Link to this contribution) The point was made a few moments ago that it is important that middle-income people also join credit...
Damian Hinds | 518 c36-7WH (Link to this contribution) My hon. Friend makes a fine point, which I do not disagree with at all. I should say, for the avoida...
Baroness Chapman of Darlington | 518 c36WH (Link to this contribution) I particularly welcome the hon. Gentleman's observation that this is not necessarily a party politic...
Damian Hinds | 518 c36WH (Link to this contribution) I thank the hon. Lady profusely and will remunerate her suitably later for teeing me up for my next ...
Damian Hinds | 518 c37WH (Link to this contribution) I am supremely relaxed about the names that are given to reviews, discussions and discussion documen...
Stella Creasy | 518 c37WH (Link to this contribution) I take the hon. Gentleman's point, and I understand and recognise his experience in the credit union...
Pat Glass | 518 c37-9WH (Link to this contribution) I thank my right hon. Friend the Member for Walthamstow (Stella Creasy)—sorry, my hon. Friend the Me...
Andrew Bridgen | 518 c39WH (Link to this contribution) The hon. Lady speaks with great passion about individuals in her constituency, and I really feel for...
Pat Glass | 518 c39WH (Link to this contribution) I understand what the hon. Gentleman is saying, but I do not think that it is relevant to the debate...
Pat Glass | 518 c39WH (Link to this contribution) I was about to say what the Government could do, but I shall give way.
Richard Graham | 518 c39WH (Link to this contribution) On the three recommendations made by the hon. Member for Walthamstow (Stella Creasy), does the hon. ...
Baroness Burt of Solihull | 518 c40WH (Link to this contribution) I shall be very brief. I congratulate the hon. Member for Walthamstow (Stella Creasy) on introducing...
Speaker | 518 c37WH (Link to this contribution) Front-Bench speakers will be called at 10 past 12, so it would be appreciated if Members kept their ...
Andrew Bingham | 518 c40WH (Link to this contribution) We could be in danger of using a blunt instrument here, and as has been said, if we knock an apple d...
Lord Willetts | 518 c47WH (Link to this contribution) It is certainly an undertaking that if people, including the hon. Lady, come to us with evidence of ...
Stella Creasy | 518 c47WH (Link to this contribution) Is that a yes? If we provide evidence that there needs to be action on interest rates charged across...
Lord Willetts | 518 c46-7WH (Link to this contribution) Such abuse needs to be included in the review. In the remaining few minutes available, I shall try ...
Stella Creasy | 518 c25-6WH (Link to this contribution) I agree absolutely. It is a travesty. This debate is not just about cracking down on loan sharks; it...
Gareth Thomas | 518 c31WH (Link to this contribution) I am grateful to my hon. Friend for securing the debate. Will she join me in asking the Minister to ...
Speaker | 518 c42WH (Link to this contribution) Justin Tomlinson, you have two minutes.
Baroness Burt of Solihull | 518 c41WH (Link to this contribution) I totally agree with the hon. Gentleman. As the hon. Member for Walthamstow said, it is very importa...
Pat Glass | 518 c39-40WH (Link to this contribution) I thank the hon. Gentleman for making that point, which I was going to come on to. What I will say n...
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