Mortgage Repossessions (Protection of Tenants Etc.) Bill. Second reading debate. Agreed to on question and committed to a Public Bill Committee.
Mortgage Repossessions (Protection of Tenants Etc.) Bill
Debate on bills on Friday, 29 January 2010,
in the House of Commons,
led by Brian Iddon.
The answering
member was Shahid Malik.
Type
Parliamentary proceeding
Reference
504 c1026-43, 1045-53 
Session
2009-10
Legislative stage
Second reading
Chamber / Committee
House of Commons chamber
Mortgage Repossessions (Protection of Tenants Etc.) Bill. Explanatory Notes Bill 15-EN also published.
Wednesday, 16 December 2009
Bills
House of Commons
Wednesday, 16 December 2009
Bills
House of Commons
Proceeding contributions
Speaker | 504 c1048 (Link to this contribution)
Order. I am afraid that the hon. Gentleman is straying wide of the topic of the debate, even though ...
Lord Jackson of Peterborough | 504 c1048 (Link to this contribution)
Thank you, Madam Deputy Speaker.
I believe that we can achieve consensus around the idea that both ...
Show all contributions (66)
Lord Jackson of Peterborough | 504 c1047 (Link to this contribution)
We could debate Government housing policy, but I suspect that that would be ultra vires to the debat...
Bob Spink | 504 c1047 (Link to this contribution)
I do not want to divert too far from the subject of the debate, but the issue of the number of house...
Shahid Malik | 504 c1047 (Link to this contribution)
Will the hon. Gentleman take this opportunity to congratulate the Government on their swift action t...
Sarah Teather | 504 c1051-2 (Link to this contribution)
My hon. Friend talked earlier about seeking such money back from the landlord. Unfortunately, if we ...
Bob Russell | 504 c1051 (Link to this contribution)
Does my hon. Friend think we could examine that particular point in Committee, because when a local ...
Sarah Teather | 504 c1050-1 (Link to this contribution)
May I begin, as everyone else has done, by congratulating the hon. Member for Bolton, South-East (Dr...
Lord Jackson of Peterborough | 504 c1048-50 (Link to this contribution)
The hon. Gentleman invites me to meander along a path that would take in a review of the housing rev...
Bob Russell | 504 c1048 (Link to this contribution)
When those young families are thrown out, the local authority is required to provide emergency housi...
Brian Iddon | 504 c1053 (Link to this contribution)
With the leave of the House, I want to thank all Members in the Chamber this morning and who have su...
James Duddridge | 504 c1052 (Link to this contribution)
I hate to correct the hon. Lady, but I was the one who made that point and, before doing so, I made ...
Sarah Teather | 504 c1052-3 (Link to this contribution)
I thank the hon. Gentleman for his clarification and I am sorry for not recognising that it was he w...
Shahid Malik | 504 c1039 (Link to this contribution)
I want to put on the record that the Government wholeheartedly support the Mortgage Repossessions (P...
Philip Davies | 504 c1038-9 (Link to this contribution)
Perhaps we could combine the great talent on these Benches with that phrase. However, replacing""a p...
Shahid Malik | 504 c1040 (Link to this contribution)
I was going to make precisely the point that the Bill perhaps does not deal with a number of issues ...
James Duddridge | 504 c1040 (Link to this contribution)
The Minister mentions tenants entering into an agreement in good faith, but how about tenants enteri...
Shahid Malik | 504 c1040-1 (Link to this contribution)
I am not in the habit of guessing—I will leave that to others, who can do so in Committee.
In fact,...
Bob Russell | 504 c1040 (Link to this contribution)
Will the Minister hazard a guess as to why this relatively recent problem has arisen?
Shahid Malik | 504 c1041 (Link to this contribution)
The honest answer is that I am not aware of that, and I am happy to write to the hon. Gentleman on t...
Bob Russell | 504 c1041 (Link to this contribution)
In those representations, was there any recognition, by any of the money lenders, that they, in part...
Shahid Malik | 504 c1041 (Link to this contribution)
The hon. Gentleman makes a good point. In these difficult times, the Government would expect compass...
Bob Russell | 504 c1042 (Link to this contribution)
In one of the cases that I mentioned, compassion was non-existent.
Shahid Malik | 504 c1042 (Link to this contribution)
I am not fully aware of the reasons for that. I hope that I will address some of the issues about wh...
James Duddridge | 504 c1041-2 (Link to this contribution)
The consultation is a worthy exercise and I wish to tease out the level of Government involvement. W...
Shahid Malik | 504 c1045-6 (Link to this contribution)
I particularly support my hon. Friend the Member for Bolton, South-East in his endeavours to bring h...
Shahid Malik | 504 c1043 (Link to this contribution)
I can assure the hon. Gentleman that the Department did all that he would expect to ensure that full...
James Duddridge | 504 c1043 (Link to this contribution)
I asked about the regulatory impact assessment, although I decided to stay in my place rather than r...
Shahid Malik | 504 c1042 (Link to this contribution)
Obviously, I am not familiar with the individual case, but we have made our view clear. In difficult...
Lord Jackson of Peterborough | 504 c1047 (Link to this contribution)
No, as is evident from my previous remarks. As the hon. Gentleman knows, we strongly support the hon...
Bob Russell | 504 c1047 (Link to this contribution)
Is the hon. Gentleman suggesting that this private Member's Bill is insufficient and should be expan...
Lord Jackson of Peterborough | 504 c1046-7 (Link to this contribution)
I begin by echoing the comments of other hon. Members and warmly thanking the hon. Member for Bolton...
Peter Bottomley | 504 c1032 (Link to this contribution)
I do not want to intrude on the debate, but it might be a sensible innovation, or adaptation, if the...
James Duddridge | 504 c1032 (Link to this contribution)
That is an excellent suggestion, particularly on private Members' Bill Fridays, when we are never qu...
Brian Iddon | 504 c1030-1 (Link to this contribution)
Yes, I accept that. I will refer to housing benefit in a moment.
When a lender commences repossessi...
James Duddridge | 504 c1031 (Link to this contribution)
I will try to keep my remarks brief because there are several Bills that we wish to get on to.
I co...
James Duddridge | 504 c1032 (Link to this contribution)
I thank the hon. Gentleman for that. Earlier today, I went to the Vote Office and asked for all the ...
Brian Iddon | 504 c1028-9 (Link to this contribution)
The Department for Communities and Local Government and I have been in close contact with the Counci...
James Duddridge | 504 c1029 (Link to this contribution)
The hon. Gentleman has focused his comments on the traditional forms of tenancies such as, say, assu...
Brian Iddon | 504 c1030 (Link to this contribution)
My understanding is that holiday lets would be outside the scope of the Bill. We wanted to keep it s...
Bob Russell | 504 c1030 (Link to this contribution)
Will the hon. Gentleman confirm that it is not only tenants who can lose money? In many cases, housi...
Bob Russell | 504 c1038 (Link to this contribution)
What about "a single one"?
James Duddridge | 504 c1038 (Link to this contribution)
I, too, was concerned about that. The hon. Member for Bolton, South-East (Dr. Iddon) discussed the r...
Philip Davies | 504 c1038 (Link to this contribution)
My hon. Friend is right, and I agree wholeheartedly. He said that we should use the word, "single", ...
Brian Iddon | 504 c1037 (Link to this contribution)
Traditionally, buy-to-let tenants have two months before the notice kicks in. We discussed whether t...
Philip Davies | 504 c1037-8 (Link to this contribution)
I accept everything that the hon. Gentleman says, and I do not think that there is any difference be...
Philip Davies | 504 c1035-7 (Link to this contribution)
I join other hon. Members in congratulating the hon. Member for Bolton, South-East (Dr. Iddon) on co...
James Duddridge | 504 c1032-3 (Link to this contribution)
My hon. Friend makes a valid point, but I hope that we can get over such problems to do the best by ...
Bob Russell | 504 c1033-4 (Link to this contribution)
I congratulate the hon. Member for Bolton, South-East (Dr. Iddon) on introducing his private Member'...
Philip Davies | 504 c1032 (Link to this contribution)
My hon. Friend raises a legitimate concern. Does he agree that there is also a legitimate data prote...
Brian Iddon | 504 c1026 (Link to this contribution)
I beg to move, That the Bill be now read a Second time.
The Bill empowers unauthorised tenants to a...
Bruce George | 504 c1026 (Link to this contribution)
Will my hon. Friend kindly stop gloating? I have tried for 36 years and I have not even come bottom ...
Brian Iddon | 504 c1026 (Link to this contribution)
My right hon. Friend makes me feel very small. I hope that after my exit from the House, he will be ...
Peter Bottomley | 504 c1026 (Link to this contribution)
I can claim only 34 years, but I hope that that success will be shared between us.
Speaker | 504 c1027 (Link to this contribution)
Order. Before the hon. Gentleman proceeds, let me say that we have had an enjoyable Cook's tour of t...
Bob Spink | 504 c1026-7 (Link to this contribution)
I warmly congratulate the hon. Gentleman. The House will be diminished by the loss of his charm, his...
Philip Davies | 504 c1028 (Link to this contribution)
The hon. Gentleman says that the Council of Mortgage Lenders agrees with his Bill in principle, but,...
Bob Russell | 504 c1027 (Link to this contribution)
Did the problem that the hon. Gentleman's Bill addresses exist when he took over the housing portfol...
Brian Iddon | 504 c1027-8 (Link to this contribution)
As far as I am aware, that is probably correct, and I shall explain why.
The changes proposed in th...
Bob Spink | 504 c1026 (Link to this contribution)
Will the hon. Gentleman allow me?
Brian Iddon | 504 c1026 (Link to this contribution)
Indeed. Everyone can stake their claim.
Brian Iddon | 504 c1026 (Link to this contribution)
I am honoured to have the hon. Gentleman as a sponsor of my Bill, so he has a share in at least one ...
Brian Iddon | 504 c1032 (Link to this contribution)
If the hon. Gentleman would like to go to the Library, he will find an impact assessment and all the...
Brian Iddon | 504 c1027 (Link to this contribution)
The scope of my Bill will be self-evident when I finish my speech, which I hope will be relatively s...
Bob Spink | 504 c1041 (Link to this contribution)
The Minister mentioned councils and their attitudes when people become homeless. Would he expect a d...
Bob Spink | 504 c1034-5 (Link to this contribution)
I very much welcome the Bill and I again congratulate the hon. Member for Bolton, South-East (Dr. Id...
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