Parliamentary search - Consumer Credit Bill

Type

Parliamentary proceeding

Reference

677 c718-60

Session

2005-06

Department

Department of Trade and Industry

Legislative stage

Report stage

Procedure

New clauses

Chamber / Committee

House of Lords chamber

Consumer Credit Bill. As amended in Grand Committee (HL).
Wednesday, 16 November 2005
Bills
House of Lords

Proceeding contributions

Lord Sainsbury of Turville | 677 c718-9 (Link to this contribution) moved Amendment No. 1:"Page 6, line 9, leave out ““his”” and insert ““the debtor’s””" The noble Lor...

Baroness Miller of Hendon | 677 c719 (Link to this contribution) My Lords, we certainly agree with that suggestion.

Show all contributions (49)

Lord Beaumont of Whitley | 677 c721 (Link to this contribution) My Lords, I must apologise for coming in so late on this Bill. My only excuse is that, as my party’s...

Lord Razzall | 677 c721 (Link to this contribution) My Lords, as the Minister will be aware, we had extensive discussions on this and a number of relate...

Baroness Miller of Hendon | 677 c719-21 (Link to this contribution) moved Amendment No. 2:"Page 14, line 16, at end insert—" ““( ) Regulations may make provision ...

Lord Razzall | 677 c719 (Link to this contribution) My Lords, I obviously agree, as my name appears next to the noble Lord’s. On Question, amendment ag...

Baroness Miller of Hendon | 677 c728 (Link to this contribution) My Lords, I thank the Minister for his very detailed reply to my amendments. In particular, I thank ...

Lord Sainsbury of Turville | 677 c724-8 (Link to this contribution) My Lords, the noble Baroness, Lady Miller, has tabled three amendments, Amendments Nos. 2 to 4, on t...

Lord Freeman | 677 c723-4 (Link to this contribution) My Lords, like the noble Lord, Lord Borrie, I also regret not having been present in Grand Committee...

Lord Borrie | 677 c721-3 (Link to this contribution) My Lords, I regret that I was unable to attend Committee and therefore have not been able to speak o...

Lord De Mauley | 677 c754 (Link to this contribution) moved Amendment No. 12:"Page 37, line 36, after ““unless”” insert—" ““(a) the change in circumst...

Lord De Mauley | 677 c754 (Link to this contribution) My Lords, I thank my noble friend Lord Freeman for his support and the Minister for his response. I ...

Lord Sainsbury of Turville | 677 c752-4 (Link to this contribution) My Lords, Clause 42 requires the OFT to publish guidance on how it proposes to exercise its powers t...

Lord Freeman | 677 c752 (Link to this contribution) My Lords, what the noble Lord, Lord Borrie, has just said sounds plausible, and I am sure that it wo...

Lord Borrie | 677 c751-2 (Link to this contribution) My Lords, the noble Lord is right to withdraw the second part of the amendment because it is unneces...

Lord De Mauley | 677 c751 (Link to this contribution) moved Amendment No. 11:"After Clause 42, insert the following new clause—" ““OFT GUIDANCE (1) ...

Lord De Mauley | 677 c751 (Link to this contribution) My Lords, I thank the Minister for his response. I do not agree with all that he said; indeed, I rec...

Lord McKenzie of Luton | 677 c749-51 (Link to this contribution) My Lords, Clause 38 enables the OFT to interpose intermediate sanctions on licensees. These sanction...

Lord De Mauley | 677 c747-9 (Link to this contribution) moved Amendment No. 10:"Page 32, leave out lines 12 to 19 and insert—" ““( ) This section appl...

Lord Sainsbury of Turville | 677 c746-7 (Link to this contribution) My Lords, the general principles for the way in which the OFT carries out its regulatory enforcement...

Lord De Mauley | 677 c760 (Link to this contribution) My Lords, I thank the Minister for his response and I am grateful to him for his comments, which I w...

Lord McKenzie of Luton | 677 c759-60 (Link to this contribution) My Lords, before I respond, on behalf of my noble friend Lord Sainsbury, I offer his apologies to th...

Lord McKenzie of Luton | 677 c757 (Link to this contribution) My Lords, the noble Baroness has raised an issue that is still important. As she acknowledged, we ha...

Baroness Miller of Hendon | 677 c755-7 (Link to this contribution) moved Amendment No. 14:"After Clause 61, insert the following new clause—" ““EXTRA-TERRITORIAL ...

Lord De Mauley | 677 c757-9 (Link to this contribution) moved Amendment No. 15:"Before Clause 62, insert the following new clause—" ““DATA SHARING (1) ...

Baroness Miller of Hendon | 677 c757 (Link to this contribution) My Lords, I thank the Minister and I beg leave to withdraw the amendment. Amendment, by leave, with...

Lord Sainsbury of Turville | 677 c754-5 (Link to this contribution) My Lords, I am slightly unexcited about this because according to my notes the amendment still ends ...

Lord McKenzie of Luton | 677 c755 (Link to this contribution) moved Amendment No. 13:"Page 42, line 20, leave out from ““against”” to ““in”” in line 21 and insert...

Lord Beaumont of Whitley | 677 c732 (Link to this contribution) My Lords, I thank the noble Lords who have spoken. I also thank the Minister for his reply. I have a...

Lord Sainsbury of Turville | 677 c732 (Link to this contribution) My Lords, I have outlined why the Government believe that amendments—including those tabled by the n...

Lord Razzall | 677 c731-2 (Link to this contribution) My Lords, the noble Lord, Lord Beaumont of Whitley, is correct that if this amendment had been table...

Lord Beaumont of Whitley | 677 c729-31 (Link to this contribution) moved Amendment No. 3A:"Page 14, line 19, at end insert—" ““( ) Matters which the court thinks...

Lord McKenzie of Luton | 677 c736-7 (Link to this contribution) moved Amendment No. 6:"Page 15, leave out line 24." The noble Lord said: My Lords, the Government p...

Baroness Miller of Hendon | 677 c736 (Link to this contribution) My Lords, I thank the noble Lord for his explanation of why he rejects even the accommodation that I...

Lord Sainsbury of Turville | 677 c735-6 (Link to this contribution) My Lords, the noble Baroness, Lady Miller, and the noble Lord, Lord De Mauley, have tabled Amendme...

Baroness Miller of Hendon | 677 c733-5 (Link to this contribution) moved Amendment No. 5:"Page 14, line 29, at end insert—" ““140AA DUTY OF CREDITORS (1) Except ...

Lord Razzall | 677 c740-1 (Link to this contribution) moved Amendment No. 8:"Page 24, line 13, at end insert—" ““( ) The OFT shall include within th...

Baroness Miller of Hendon | 677 c740 (Link to this contribution) I beg leave to withdraw the amendment. Amendment, by leave, withdrawn. Clause 30 [Guidance on fitn...

Baroness Miller of Hendon | 677 c742 (Link to this contribution) My Lords, we support this amendment moved by the noble Lord, Lord Razzall. Our name is not attached ...

Lord Borrie | 677 c741 (Link to this contribution) My Lords, lending to someone who is already up to his or her neck in debt is one of the great mischi...

Lord Razzall | 677 c743 (Link to this contribution) My Lords, I am obliged to the Minister for his comments, which do not surprise me. However, this is ...

Lord Sainsbury of Turville | 677 c742-3 (Link to this contribution) My Lords, the amendment tabled by the noble Lord, Lord Razzall, concerns guidance on fitness to be i...

Lord De Mauley | 677 c743-5 (Link to this contribution) moved Amendment No. 9:"After Clause 37, insert the following new clause—" ““OFT’S GENERAL DUTIE...

Lord McKenzie of Luton | 677 c739-40 (Link to this contribution) My Lords, the noble Baroness’s amendment is directed to the practice of some lenders in the credit a...

Lord De Mauley | 677 c737 (Link to this contribution) My Lords, as the Minister said, we tabled this amendment in Grand Committee. Whatever the Government...

Baroness Miller of Hendon | 677 c737-9 (Link to this contribution) moved Amendment No. 7:"After Clause 22, insert the following new clause—" ““APPROPRIATION OF PA...

Lord De Mauley | 677 c755 (Link to this contribution) My Lords, I thought for a moment that the Minister was going to accept the amendment. However, in th...

Lord Freeman | 677 c745-6 (Link to this contribution) My Lords, I support my noble friend Lord De Mauley, who has moved this amendment with great clarity....

Lord De Mauley | 677 c747 (Link to this contribution) My Lords, I thank my noble friend Lord Freeman for his support and the Minister for his response, ev...

Subjects

Data protection

Consumers

Courts

Debts

Credit agreements

Credit

Credit cards

Licensing

Households

Internet

Interest rates

Low incomes

Protection

Loans

Money lenders

Plain English

Regulation

Repayments

Unfair practices

Legislation

Consumer Credit Bill 2005-06

Link

View this Parliamentary proceeding on www.publications.parliament.uk