Consumer Insurance (Disclosure and Representations) Bill [Lords]

The hon. Member for Nottingham East (Chris Leslie) has again done the House a service in raising this issue. He has spoken of the need for proportionality. I disagree with the way he has worded his amendment, however, as it is rather hard in law to place a duty on an insurer to ““show regard”” to a principle. Given all the other qualifications in the amendment, it would, in practice, by unenforceable.