Consumer Insurance (Disclosure and Representations) Bill [Lords]

I hear the hon. and learned Gentleman's points, and I do not wish in any way to denigrate the importance of the Bill—it is extremely positive and important legislation—but the fact that the legislation originated with the Law Commission does not necessarily make it perfect or negate the need for a review. He should not be under that illusion. Just because those fine minds at the Law Commission introduced the legislation does not necessarily mean that we should not scrutinise it.