Finance (No. 3) Bill

I agree with my hon. Friend about the review's importance. On the one side, bankers are telling us that they are lending money and that money is available to lend; on the other side, we have small business organisations unified in saying not only that money is not available, but that the terms on which it would be made available are so onerous as to make it impossible for them to take out a loan. The review could resolve who is right and who is wrong.