Energy Bill

I am grateful to the noble Lord for raising that point. At Second Reading, I raised the point about the need for a single body, a single entity or ombudsman, to take on these additional responsibilities. The Minister said he would go away and think about the creation of such a single body or ombudsman. I am looking forward to hearing what he might say, particularly on that point. Moving on to insurance, it is important, given the new nature of this service for many consumers, that at the point of sale there is an insurance product available for people to give them the confidence that, throughout the lifetime of the installation, there is security for them. Clearly consumers can opt out—the amendments states that people can opt in—but I think it is important that when they enter into these contracts there is an insurance product they can have confidence in. This is a new area. There is no insurance product for this at the moment; certainly in the early days they will not be able to go to one of the insurance comparison websites and find products. They will need assurance that there is a product specific to this area to give them the confidence to move forward and take up the Green Deal as we would wish them to do. I beg to move.