Mortgage Repossessions (Protection of Tenants Etc.) Bill

My Lords, I think it is a question of with whom the tenancy agreement is made; that is the advice I have received. The noble Earl, Lord Cathcart, asked whether we could give an indication of the prescribed steps. These are outlined in the draft secondary regulations and explain the time periods for all parties to follow in serving the notice and acting upon it. It is not intended to be burdensome or difficult. The decision to legislate is not one that should be taken lightly. Unfortunately, regulation and good practice are inadequate in this case, so legislation is the only way to remedy the legal gap in protection for unauthorised tenants who find themselves being evicted as a result of their landlord’s arrears and repossession. The Government therefore continue to support the Bill and I commend it to the House.