Dunfermline Building Society Compensation Scheme, Resolution Fund and Third Party Compensation Order 2009

I am grateful to all noble Lords. I offer my rather belated congratulations to the noble Baroness on her birthday yesterday. I had hoped she had had such an uproarious evening yesterday that she would be somewhat blighted today, but no such luck. She is on her usual form. I am therefore obliged to do my very best to answer the detailed questions that she and other noble Lords have asked. I shall examine the detailed questions in Hansard very carefully and if I have failed to answer them I shall write to the noble Lords concerned with fuller answers. The noble Baroness asked significant questions and made the obvious comment that the fact that we are in this position indicates that a mistake has been made. That is certainly the case, but I recall some scepticism on the part of the opposition about the necessity of making provision in the Banking Bill, as it then was, to deal with the possibility of errors occurring. After all, we are all aware of the fact that this work is done in—