Saving Gateway Accounts Bill

With respect, my Lords, it is for me to withdraw my amendment before the noble Lord moves his. I thank all noble Lords who have spoken in the debate. We are satisfied that the Government have tabled the amendment. I am sorry that he has not responded to the points that I have put before him in terms of greater specificity of what the review should cover. In my remarks, I fully accepted that paragraph (e) would allow a judgment to be made in the light of experience, as the Minister said. If that were all that were necessary it would be necessary only to put in paragraph (e) and the other matters are regarded as important. It is a pity that the Government do not believe that the matters I have raised in my Amendment 15 are as important. I am glad also that the Government are happy for the report of whoever is commissioned to go straight through the commissioners to the Treasury and onwards to Parliament. It is not what the Act says, and it is a pity that the Government have phrased it that way. They have moved a long way and, as I said at the outset, we are grateful to the Government for tabling the amendment. It is a pity that they are not prepared to engage in improving it further, but I live in hope that there is a week before Third Reading and the Minister might wish to consider the matter further. I beg leave to withdraw the amendment. Amendment 15 (to Amendment 14) withdrawn. Amendment 14 agreed. Amendments 16 to 18 not moved.