Saving Gateway Accounts Bill

I completely understand what the Minister is saying. I need to reflect on why the 2004 Child Trust Funds Act had a specific provision on alienation and why this Bill does not. That is something that we should look at again. Alternatively, we can look at whether regulations could be made at a later stage to cover the points that I have raised in my amendment, which are intended to deal with the very vice that we know is out there and is potentially capable of being involved in this process. To put this in context, the child trust fund accounts do not necessarily amount to very much more money, so we are talking about the kinds of controls that we would want to put in small savings accounts. I beg leave to withdraw the amendment. Amendment 38 withdrawn. Clause 10 agreed.