Saving Gateway Accounts Bill

I shall read carefully what the Minister said about the inclusion of the word "true" for clarity in relation to Clause 6(2)(b). Part of the problem is that Clause 6 is being used to drive what the account holder or applicant needs to do as well as what the account provider needs to do. That is really the source of my problems. Could the Minister expand a little on what reasonable steps might be expected of account providers? Part of my probing here is about what they need to do to establish whether something is true, as well as about the genuineness of the vouchers coming forward. It is important that banks should know how proactive or otherwise to be. We have seen in relation to money laundering that unless significant guidance is given, banks can over-interpret what is required.